Vacant Properties Insurance

Do you own a property that you have left vacant? Do you think your homeowners’ coverage will cover your property should something happen?

You might be surprised that a vacant property is not usually covered under your homeowners’ policy.

You need to obtain a special vacant property insurance policy.

Features of vacant properties policy:

Vacant Building

  • Property values of $5 million
  • $1m/$3m General Liability limits
  • No length-of-vacancy restrictions
  • Able to consider locations undergoing renovation
  • Policy terms of 3, 6, or 9 months

Vacant Land

  • $1m/$3m in General Liability Limits
  • No length–of-vacancy restrictions
  • Policy terms of 3, 6, or 9 months
  • Able to consider exposure of 2 lakes/ponds on premises.

If you have a vacant property, give us a call to discuss the proper insurance coverage needed to protect this asset.